We have an in depth understanding of the carriers that we are partnered with and how one contract may work well for one client, and not the other. We are your trusted advisors.
Medical insurance protects employees from the costs associated with going to the hospital, doctor and prescription drugs. It is often the cornerstone of a comprehensive employee benefits program; medical insurance is the first piece in creating a competitive benefits strategy to attract and retain the best employees.
Dental insurance is a very common way to add another layer to your company’s employee benefits program. Dental insurance can cover everything from cleanings to root canals and even braces, depending on the plan.
Everyone feels the responsibility to their family to be prepared in case of an untimely death. As an employer, you can help your employees be prepared for this while adding yet another layer to your employee benefits program. We help your employees understand what is needed to provide security for their loved ones.
A Disability benefit is designed help keep you financially stable during difficult times by insuring your earned income if you are unable to work due to an illness or accident. It can cover up to 60% of your salary, help pay your bills, and get you back on your feet.
Long term care is care that you need if you can no longer perform everyday tasks on your own due to a chronic illness, injury, disability or the aging process. Long term care also includes the supervision you might need due to a severe cognitive impairment such as Alzheimer's. You can receive long term care in your own home, a nursing home or another long-term care facility.
Vision insurance covers eye exams, glasses, contacts and sometimes even laser eye correction. Employees can’t be 100% productive if they can’t see their work. It’s easy to capture a return on investment with the low-cost vision benefits available.
Employees can individually supplement your organization's base coverage by selecting additional voluntary benefits.
To suit their budget, companies can choose whether voluntary employee benefits are fully employee-funded or part-funded by both employee and employer.
Accident insurance helps to offset the unexpected medical expenses, such as emergency room fees, deductibles and co-payments, that can result from a fracture, dislocation or other covered accidental injury.
Cancer insurance helps to offset the out-of-pocket medical and indirect, non-medical expenses related to cancer that most plans don’t cover. This coverage also provides a benefit for specified cancer-screening tests.
Critical illness insurance supplements your major medical coverage by providing a lump-sum benefit that you can use to pay the direct and indirect costs related to a covered critical illness.
Dental insurance is a very common way to add another layer to your company’s employee benefits program. Dental insurance can cover everything from cleanings to root canals and even braces, depending on the plan.
Gap Insurance provides a lump sum benefit to reduce your out of pocket costs for a covered hospital confinement, covered outpatient surgery or help with co-payments and deductibles not covered by most major medical plans.
Short Term Disability insurance replaces a portion of your income to help make ends meet if you become disabled from a covered accident or covered sickness.
